A First Access Visa Credit Card application is simple and quick. After you've applied, you'll be required to enter a 9-character Reservation Code. Because there are limited quantities, you may receive a card in a different design. Premium Design won't cost extra in these cases.
Solid Black Visa(r) card
The First Access Solid Black Visa(r), if you have poor credit and are looking for a credit card to help build your credit, is a good option. The application is simple and secure. Your approval will come within 60 seconds. This card is great for people with little or no credit history, as you can report your responsible card usage to the three major credit agencies every month.
While this credit card offers a higher annual fee than comparable cards, it has a lower interest rate than most credit cards. The annual fee is reduced to three percent after the first year. After the first year, the only fee you'll have to pay is a one-time fee for joining the program.
Petal 1 cards
Petal 1 Visa Credit Card with No Annual Fee offers a 2% - 10% cash back rewards program. Rewards can be redeemed for a statement credit, ACH transfer or a check. The Petal 1 app can be downloaded to see the deals close to you. The app will give you access to the best offers, as well as allowing you to redeem them in order for free gifts and vouchers.
To begin, you will need to have a valid email account, U.S. mobile number, and social security number. In addition, you'll need a government-issued photo ID. An account in a bank is required. Those who don't have a bank account may not be eligible for Petal card first access.
Once you've registered, you can manage your account online. Online banking allows you to view your account activity and pay your credit card bills. You can also set up automatic payments and change your password.
Capital One Platinum Secured cards
Capital One Platinum Security Credit Card is a great alternative for those who want a secured credit cards with low or zero annual fees. This credit card offers a $200 credit limit with a minimal deposit. This credit card can help you build credit and improve credit scores. The credit limit is relatively low, so you can spend whatever you want as long as you pay the minimum monthly balance.
Capital One Platinum Secured credit card includes a $200 credit line. This credit line can be increased to up to $1,000. The initial access credit limit is determined by the security deposit you have made. It can be increased as required by making additional deposits. However, you must complete this process within 80 days of receiving the card.