It is possible to get credit cards for international students even if your country of residence doesn't allow it. There are several options: Bank of America, Citibank, Bank of America and Discover it(r). These cards offer a variety of benefits that are very popular among students.
Citibank
International students can apply for several credit cards. The Deserve EDU Student Mastercard does not require a security deposit or annual fee and offers 1% cash back on purchases. This card is designed for international students not requiring an ITIN. WebBank issues the card and it does not require any Social Security numbers. It does not have an annual fee nor a credit score requirement.
Citibank offers several student credit cards. Some are easier to get than others. Some of these cards are only available to students who attend specific institutions. Some cards require high credit scores.
Bank of America
Bank of America offers credit cards that are suitable for international students. These cards offer 1% cashback and no annual fees, making them a more attractive option than standard student cards. To be eligible for an ITIN or SSN, however, you must have a social media number or SSN. Capital One's Platinum cards do not charge annual fees, but they offer limited rewards.
Chase Sapphire Reserve may be the right card for you if it's your first time on a long-term trip. This credit card does not have an annual fee or foreign transaction fees. You can also increase your credit limit by making five regular monthly payments. Be aware of the high annual percentage rates, which are usually around 20%
Find it (r)
Students can get 5% cashback on select categories with the Discover it(r Credit Card). You also get 1% cash back for all purchases On purchases at restaurants and gas stations, the cashback is available. Students can also use the Discover it Student Card to earn rewards and keep track of their spending.
This card has no annual fees and offers competitive rewards rates. It also does not require a minimum credit score. This card is excellent for students on a strict budget. Discover will match any cash you earn within the first year of your card use.
Chase Freedom Student
Chase Freedom Student credit is a great option for international students studying abroad. The card gives you 1% cashback on all purchases, and does not require that you spend a specific amount in any category. Activating your card automatically puts you into a nine-month program offering 50% off on eligible purchases. It also carries no annual fee, but there are a few other terms and conditions to consider.
The Chase Freedom Student credit card is a great option for students who don't have a lot of disposable income and don't plan on spending much on luxury items. There is no annual fee or minimum spend requirement. You will receive a $50 bonus if you make your first purchase within the next three months. This credit card also offers a $20 bonus on your five-year anniversary.
Capital One
Capital One credit cards are great for international students. This card offers cash back rewards and is designed with international students in mind. It also comes with no foreign transaction fees and no annual fees. The card allows for cashback of up to 1.25% on purchases, and you may be eligible to receive a credit limit increase after five regular monthly payments. However, if you don't have a stable source of income, this credit card may not be for you.
International students may not have a lot of credit history. Capital One Journey Student Credit Card doesn't have an annual fee. Unlike other cards, it doesn't require an SSN and offers 1% cash back on purchases. Capital One Platinum Credit Card, with no annual fee or SSN requirement, is another great option for international student.