There are several options available if you're searching for the best Mastercard Credit Card. Many credit unions and banks partner with Mastercard to offer their customers a great credit card with perks and fast transaction processing. Mastercard is also accepted by most merchants. If you have poor credit or are a student, a credit card issued by another company might be your best option.
Chase Freedom Flex
As soon as you open your Chase Freedom Flex Mastercard account, you will be able to start receiving rewards in the wallet. The introductory 0% APR applies to purchases and balance transfers, and there is no annual fee. After that, the 0% APR will be variable, depending on your creditworthiness. You can still enjoy the same great rewards you get with other credit cards like 5% cashback on certain categories.
The Chase Freedom Flex and Unlimited credit cards offer 5% cash back on travel and dining, and 3% cash back at drugstores. The Chase Freedom Flex offers rotating bonus categories, which change every quarter. These bonus categories provide additional cash back. Customers can earn 5% cashback in these categories if they spend at least $1500 in them within a calendar year.
Capital One QuicksilverOne
For people with fair or average credit, the Capital One QuicksilverOne Rewards Credit Card is the right credit card. While you will need to pay an annual $39 fee, you will be eligible for unlimited cash back of 1.5% for all purchases. Redeem the rewards in paper checks or statement credit. This credit card has very low credit requirements. You will receive many benefits if you pay your bills on time.
The Capital One QuicksilverOne credit card offers unlimited cash back on every purchase, unless you spend more than $3,000. This is a very generous rate for a credit-building credit card. And the rewards never expire. It is important to limit your spending and maximize your rewards.
Citi Double Cash
The Citi Double Cash Mastercard is a great card to pay off high-interest balances. It gives you 1% cashback for every purchase and payment. The card is open to all types of purchases and there are no restrictions on the categories you can use. Pay the minimum monthly payment to receive cash back.
The Citi Double Cash Mastercard was introduced in August 2014. It competes with the FIA Fidelity Amex, but FIA required an account with Fidelity. It has been widely regarded as a reference for cashback card. The card allows you to convert cashback into ThankYoupoints for higher rewards. Cardholders will now be able earn ThankYou points instead of cash starting in March 2022. Each ThankYou point is worth one cent
American Airlines Business Advantage Customized Cash Rewards Mastercard
The Business Advantage Customized Money Rewards Mastercard is a fantastic choice for anyone looking for a credit that offers travel rewards and discounts on business purchases. You will receive a $300 credit to your account after you have spent $3,000 on purchases within 90-days of opening the account. The flexible rewards structure allows you to match your spending and earn the highest rewards. You can also modify your spending category each monthly to ensure that you are maximizing your rewards throughout year.
Customers with high combined Merrill Lynch or bank account balances will receive a welcome bonus. You can earn between 3.75% and 5.25% cash back in a selected category, and enjoy 3.5% dining rewards on the first $50,000 of combined purchases. Additional cash back is available for all purchases.