There are many types of business credit cards. You can choose from cash back cards or miles cards. Gift cards are also available. Many cards offer sign-up bonuses and other perks. Some cards offer extended warranties or travel accident insurance. Some provide early access to tickets. It all depends what your business needs are.
Capital One Spark Plus
Capital One Spark Plus might be the best choice if you're in search of a business credit line. This credit card charges a $150 annual fees and offers flexible credit limits. It is also free of any category restrictions, making this card great for business expenses. But there are some things to consider before applying.
When considering a credit card for business use, you should think about the annual fee and any late fees. Also, consider the early spend bonus. This bonus can be valuable for your business if you spend a lot of money on a single purchase. You will be able to keep track on your purchases and set spending limits. Companies with multiple employees will appreciate the unlimited 2% cashback.
Capital One Ink Business Unlimited
Ink Business Unlimited provides flat 1.5% cashback on all purchases. It also has no annual fees. This makes it a good choice for business owners who want a simple rewards card. Ink Business Unlimited has a low annual charge and allows you add authorized users. Any purchases made using the card are at the responsibility of authorized users.
Ink Business Unlimited is a great choice for entrepreneurs who are looking to avoid paying an annual fee and get generous sign-up bonuses. It offers a 0% APR payment period for purchases and generous rewards programs. The card has a low foreign transaction charge, which can be an asset for small businesses.
American Express Blue Business Money
The American Express Blue Business cash credit card offers a low annual fee as well as a 2% cashback rate for eligible purchases. If you make a purchase with the credit card, this card will automatically credit your account with cash back every month. The cash back rate on this card will decrease to 1% if your annual spending exceeds $50,000. However, this card is still a great choice for moderate spenders.
Blue Business Cash business credit cards are a great way to earn cashback for all your purchases. It rewards you with 2% cash back on everything you buy and gives you an additional 5% cash back on purchases made through Capital One Travel. A $1,000 cash bonus can be claimed based upon certain spending requirements.
Bank of America Business Advantage Travel Rewards World Mastercard
The Bank of America Business Advantage World Mastercard travel rewards card is an excellent choice. The card offers flexible rewards and no annual fees. It offers 1.5 points per dollar on purchases, and three points for purchases made abroad. The card also comes with a bonus of 30,000 point after you spend $3,000 within the first 90 days.
This card is ideal for those with excellent to good credit. You must have a minimum VantageScore or FICO score of 670 to be eligible. But, the card isn't available to everyone. If your credit score is excellent and you need to apply for a non-annual-fee small-business credit cards, you might consider another bank.