If you're looking for a credit card that offers a great reward program and a low interest rate, consider the Capital One Cash Back card. You get 1.5% cash back on all purchases. There is also a $200 welcome bonus. There is no annual fee and foreign transaction fee. You also get a 0% intro APR for purchases and balance transfers for a period of 15 months.
Capital One Savor Cash Rewards
Capital One Savor cash Rewards credit card is a good choice for those who spend a lot on dining and entertainment. You can get unlimited 4% cashback on your purchases with this card. For the greatest benefits, however, you will need to spend at least $800 per monthly in these categories. A credit score of between 680 and 850 is required to qualify for the card.
Capital One Savor offers a generous cashback rate, of 4%, on all purchases, but it's not as generous as other cards. To earn cash back, you must spend $3,000 within the first three months. Competitors require a minimum of $1,000. You can also earn additional cash back with this credit card, such as bonus categories.
Capital One Venture Rewards
The Capital One venture Rewards credit card is the best for those who want to quickly get travel rewards. This credit card gives you two miles per dollar and no caps on the number of points you can earn. Your miles won't expire so you can continue earning miles as long you have the card. If you spend $4,000 within the first 30 days, you will receive 75,000 bonus miles.
You can also transfer rewards from the Capital One Venture Rewards credit cards to other cards and travel providers. Once you have earned enough Capital One Venture Miles, these miles can be used for travel on any airline. Transfer your Capital One Rewards to Aeromexico or Cathay Pacific.
Capital One Spark Classic for Business
Capital One Spark Classic for Business creditcard offers a modest 1% reward rate for all purchases. It has many benefits, even though it is one the lowest rewards rates. It doesn't require an annual fee. It also provides downloadable purchase reports and periodic spending records. Moreover, you can use the card at select merchants to get 5% discounts.
The Capital One Spark Classic for Business credit card offers special travel perks as well as access to exclusive events. It also provides purchase security and $0 fraud protection. In addition, it offers an extended warranty for eligible purchases, which doubles the manufacturer's warranty.
Capital One QuicksilverOne Cash Rewards
Capital One QuicksilverOne Rewards Credit Card is an excellent choice for individuals looking for a cash-back credit card that offers great Capital One benefits. It offers 1.5% cashback on all purchases as well as an additional 5% on Capital One Travel. This is a good rate of cash back for a credit card and the rewards are quick to accrue. Also, the card isn't subject to expiration so it's easy build up substantial cash.
The Capital One QuicksilverOne Cash Rewards Credit Card charges a $39 annual fee, which makes it an affordable cash-back credit card for people with fair credit scores. With its unlimited 1.5% cash-back benefit, this card can help a person build a positive payment history and increase their credit score at the same time. Although this card comes with its fair share of cons, it is a great option for those who want to build their credit and earn rewards.