Capital One Cash Back credit card offers great rewards and a low rate of interest. It offers 1.5% cash back on all purchases and comes with a $200 welcome bonus. You can also enjoy a 0% intro interest on balance transfers and purchases for 15 months.
Capital One Savor Cash Rewards
For consumers who enjoy dining out and entertainment, the Capital One Savor Cash Rewards credit cards is a great choice. The card provides unlimited cash back of 4% on all purchases. These benefits are not available to everyone. You will need to spend minimum $800 per calendar month on these categories to receive the full benefit. Credit scores between 660 to 850 are required in order to qualify for this credit card.
The Capital One Savor card offers a generous cash back rate of 4% on everyday purchases, but it is not as generous as some competitors. To earn cash back, you must spend $3,000 within the first three months. Competitors require a minimum of $1,000. The credit card offers bonus categories that allow you to get more cash back.
Capital One Venture Rewards
The Capital One venture Rewards credit card is the best for those who want to quickly get travel rewards. This credit card gives you two miles per dollar and no caps on the number of points you can earn. The card will not expire and your miles can be earned as long as the card is active. A 75,000 mile bonus is available for purchases of $4,000 in the first 3 months.
The Capital One Venture Rewards credit card also has a transfer feature, which allows you to transfer your rewards to other cards or to travel providers. Once you have earned enough Capital One Venture Miles, these miles can be used for travel on any airline. Transferring your Capital One Venture Miles to Aeromexico (Cathay Pacific) is another option.
Capital One Spark Classic for Businesses
Capital One Spark Classic for Business credit cards offer a modest 1% cashback reward rate for all purchases. It has many benefits, even though it is one the lowest rewards rates. First, there are no annual fees. It offers downloadable purchase records as well periodic spending reports. Moreover, you can use the card at select merchants to get 5% discounts.
The Capital One Spark Classic for Business card also offers travel perks and special access to events. It also offers purchase security, $0 fraud liability, and purchase protection. Additionally, the extended warranty covers eligible purchases and doubles manufacturer's warranty.
Capital One QuicksilverOne Cash Rewards
Capital One QuicksilverOne Gold Rewards Credit Card offers excellent cash back and great Capital One benefits. It provides unlimited 1.5% cashback for all purchases and an additional of 5% on Capital One Travel. This is a great credit-building card because it offers generous cash back rates and fast rewards. It doesn't expire so you can quickly build up cash.
The Capital One QuicksilverOne Cash Rewards Credit Card charges a $39 annual fee, which makes it an affordable cash-back credit card for people with fair credit scores. This card allows you to establish positive payment records and boost your credit score. While there are some cons to this card, it is an excellent option for those who want credit building and rewards.