Knowing which credit cards offer the highest gas reward rates is essential if your gas spending is high. There are many credit card rewards programs available, but it's important to fully understand what each one offers. Certain cards may have limits on how much you earn at gas stations. Make sure to check the terms of the card and contact customer service if there are any questions. You can also look for a card with an introductory APR of 0% for a year or more, which allows you to earn rewards without having to pay a lot of money in interest.
Blue Cash Everyday
Blue Cash Everyday Card offers great savings for people who often visit gas stations. It gives you a 3% rebate on gasoline purchases, and 1% on everything else. The card also offers purchase protection and fraud protection. The card is also available in an upgraded version called Blue Cash Preferred. While the Preferred version has a higher annual fee, it offers more benefits and rewards. You get double rewards at US supermarkets, and 6% cashback on selected US streaming services.
Blue Cash Everyday cards also have a low annual cost. It also pays 3% cash back at gas stations, supermarkets, and online retail stores. While this is more than the 2% that you get from Blue Cash Preferred, the Everyday credit still holds its ground in cash-back.
Cash back with Discover it(r).
The Discover it(r), cash back credit card allows you to earn 2% cashback on all purchases. Unlike other cash back credit cards, you do not need to earn bonus categories or spend on categories that aren't eligible for cash back. This card is also free of an annual fee so you can immediately start receiving rewards. The downside to this card is that you must work hard to earn cashback.
The Discover it(r), Cash Back program offers amazing cash back rewards for gas purchase. You will get cash back on your first 12 months. This is approximately 10% of your total spending. Each quarter you must activate the card. If you want to earn cash back, don't wait to get it started.
U.S. Bank Altitude(r) Connect Visa Signature(r)
If you want a credit card that has plenty of useful features, you can get one with U.S. Bank Altitude(r) Connect Visa Signature(r). TSA PreCheck, Global Entry credit and cell phone protection are all available with the Altitude Card. It also has many bonus possibilities, including transferable rewards. But, if luxury perks are important to you, you might want to consider other options.
The Altitude(r), Connect Visa Signature ((r)) Card earns 5 Points per Dollar and has multiple spending credit. This card comes with a $500 welcome bonus, waives your first-year annual fee, and waives the annual fee for the second year. This is a huge benefit for those who travel a lot.
Citi Premier(r) Card
Citi Premier(r), Card: This card is great if you enjoy triple points on grocery and gas. The card will earn you three points for every dollar that you spend at restaurants, gas stations, and supermarkets. It can also earn you points when you pay for airfare and hotels. This card is one the most valuable mid-range rewards cards. However, it can be confusing to use at first.
While the card doesn't come with a big introductory bonus or any perks, it still offers good value for first-time cardholders. The card offers enough value to pay the annual fee six times. The Bureau of Labor Statistics spending data is used to calculate the value. It assumes that you spend $15,900 per year, or $1,325 each month.
ExxonMobil (tm) Smart Card
ExxonMobil Smart Card offers gas card rewards. It can be used to buy gas, car washes and snacks at Exxon/Mobil gas stations. ExxonMobil rewards+ can also be accessed through the card. However, it is important to note that the Rewards+ program is separate from the ExxonMobil Smart Card.
The ExxonMobil Smart Card is available at thousands of gas stations in the U.S., but you must have a good credit score to get the card. Credit scores of 700 or higher are considered "good." After approval, you can choose a credit limit that is based on your income or credit score. This limit could be as low to $200. If you need a higher limit, you can request it.