There are several credit cards available for people with good credit. Some credit cards come with annual fees which can make them more expensive. Others are free. People with average to good credit will usually get the best interest quotes. You should also look for a card that offers rewards. These rewards could be worth the annual fees, or they can be added with additional benefits.
Wells Fargo Active Cash
The Wells Fargo Active Cash creditcard may be the right card for you if your goal is to have a credit that rewards you generously. The card has a $0 annual cost and an unlimited flat rewards rate for all purchases. There are many other unique features. For starters, you can redeem your cash rewards for gift cards, merchandise, and statement credits. Also, your cash rewards are redeemable at Wells Fargo ATMs. It allows direct deposit to your bank accounts. There is no annual fee and you don't need to spend much on the introductory period.
The Wells Fargo Active Cash creditcard card is a Visa Signature item. This means that it has nearly universal merchant acceptance. There is a 3% foreign transaction cost. However, it is a good choice for most situations, especially domestic trips. If you have good credit, you can also ask Wells Fargo to increase your credit limit if needed, and you can also take advantage of the card's bonus cash.
Capital One SavorOne Rewards Cash for Good Credit
The Capital One SavorOne cash Rewards credit card offers many benefits for those with good credit. You will receive unlimited cashback when you dine out and make other purchases. This card can be applied for as long you have a credit score above seven hundred.
The Capital One SavorOne cash rewards credit card has a 4% cash back rate. This is one of its main benefits. The card comes with a $95 annual fee and a $200 bonus for early spending. Capital One Travel provides 5% cashback when you purchase hotel rooms with this card. You also get 8% cashback when you purchase Vivid Seats. In addition, it offers 1% cash back on all other purchases.
The other benefits of the Capital One SavorOne Cash Rewards credit card are no annual fee and good cash back rates for dining, entertainment, and grocery shopping. This card comes with a great reward program for streaming and dining as well as no annual fee.
Chase Freedom Unlimited
The Chase Freedom Unlimited is a great choice if you have excellent credit and are looking to get cash back on your credit cards. The Chase Freedom Unlimited has no annual fees and offers 0% introductory interest for 15 months. Purchase protection is available, which protects new purchases for 120-days from the date of purchase. This protection is available for up to $500 per claim, and $50,000 per account.
Chase Freedom Unlimited credit card offers flexible redemption options and cash back. Cash back is available at no minimum and points can be redeemed for travel, gift cards, cashback or cash back. You should keep in mind, however that points value can vary depending on how they are redeemed.
If you have good credit and are looking for a cash back credit card, the Chase Freedom Unlimited may be the best choice. The rewards program is rewarding and can include Lyft ride rewards, dining at restaurants, and drugstore purchases. Chase Ultimate Rewards offers the Chase Freedom Unlimited without an annual fee.