The Petal Card Credit Card is specifically designed for those with poor credit. Petal cards are different from other credit cards in that you must have a clean credit history and no bankruptcy history. Consider a secured card instead if you have bad credit. Before you can decide which type of credit card you want, it's important to fully understand the differences.
Petal(r),2 Visa(r), Credit Card
Petal 2 Visa Credit Card offers a range of benefits to consumers, with no annual fees. It is perfect for people who are just starting to build credit. The no-deposit and no-fee policy makes it a great option for those with bad or average credit. It has a low credit limit, and you can earn cash back up to 1.5%.
Although the Petal 2 Visa Credit Card can be approved more quickly than most secured cards, it's still important to evaluate your credit history. It is not a good idea to get one if you have deeply damaged credit or have a history of missed payments. Your income, savings and other factors will all play a part in deciding whether you are approved by the creditor.
You will also enjoy the low annual cost, no foreign transaction fees, as well as no penalty APR (late payments) To avoid late fees, it is crucial to make your payments on time. Late payments can cause credit damage and lower credit scores.
Petal 2 Visa (r) Credit Card provides a number of benefits, including a $500 credit limit and no security deposit. You can also earn cash back with this card, which rivals better credit cards.
Petal(r), Visa(r), Credit Card
If you are looking to improve credit scores, the Petal (r) 1 Visa (r), is a great credit option. This credit card is linked to your bank account so you don't have to worry about paying a high annual fee. You can also manage your account with the handy app included with this card.
Petal 1 Visa Credit Card has decent rewards and no annual fees, but it offers limited benefits. Your rewards can be used for travel assistance, extended warranty coverage and price protection. The Indigo Platinum Mastercard is a better option for those with bad credit. This card gives you higher rewards without requiring a security deposit.
Petal Visa is another great choice for your first credit card. This card is excellent for recent college graduates, young adults, and those with low credit histories. This card has a credit limit of $500. This is much higher than other starter credit cards and secured cards. You can also earn up to 1 % cash back on all your everyday purchases. You can also earn 2% to 10% in rewards at select retailers.
Petal 1 Visa(r), the Credit Card comes with no annual fee. Also, you can get 2% to 10% cashback at select merchants. It does not come with an introductory interest rate or a bonus. Late payment fees will be charged, but it is cheaper than the alternatives.