There are several options available if you're searching for the best Mastercard Credit Card. Mastercard is available through many credit unions and banks that partner with them. This allows them to offer their customers great credit cards, with perks and fast transaction processing. Mastercard is accepted by most merchants. If you have poor credit or are a student, a credit card issued by another company might be your best option.
Chase Freedom Flex
As soon as you open your Chase Freedom Flex Mastercard account, you will be able to start receiving rewards in the wallet. The introductory 0% interest rate applies to balance transfers and purchases, and there is an annual fee. After that, the variable 0% rate will apply depending on your creditworthiness. However, you can enjoy the same great rewards as with other credit cards, such as 5% cash back on select categories.
Chase Freedom Flex and Unlimited credit card offer 5% cashback on dining and travel, and 3% cashback at drugstores. The Chase Freedom Flex has rotating bonus categories which change each quarter. These bonus categories allow customers to earn additional cash back and customers can get 5% cash back if they spend $1,500 within a year.
Capital One QuicksilverOne
The Capital One QuicksilverOne Card Rewards Credit Card may be the best credit card option for people with moderate or good credit. Although you must pay an annual fee of $39, you can earn unlimited cash back of 1.5% on all purchases. You can redeem the rewards as paper checks or statement credits. This credit card is not required to have good credit. The credit card offers many benefits as long as you pay the bills on time.
Capital One QuicksilverOne Credit Card offers unlimited cashback on all purchases, except when you spend more that $3,000. This is a great rate for credit-building cards and the rewards never expire. It is important to limit your spending and maximize your rewards.
Citi Double Cash
Citi Double Cash Mastercard offers a great way to pay off high rates of interest. You get 1% cashback every time you purchase something or pay off your account balance. There are no restrictions to the type of purchase you can make with the card. The cash will be credited to your account if you make the minimum monthly repayment.
In August 2014, Citi Double Cash Mastercard was launched. The Citi Double Cash Mastercard competes with the FIA Fidelity Amex. However, FIA required that you have an Fidelity account. Since then, the card has been considered a benchmark for cashback credit cards. The card allows you to convert cashback into ThankYoupoints for higher rewards. From March 2022, cardholders are able to earn ThankYou point directly and not cash. These points can be worth one cent each.
American Airlines Business Advantage Customized Cash Rewards Mastercard
The Business Advantage Customized Money Rewards Mastercard is a fantastic choice for anyone looking for a credit that offers travel rewards and discounts on business purchases. You can get a $300 statement credits after spending $3,000 within 90 days. There is also a flexible rewards system that allows you match your spending to earn maximum rewards. To maximize your rewards, you can update your spending category every month.
Customers with high combined Merrill Lynch or bank account balances will receive a welcome bonus. Earn between 3.75% to 5.25% cashback in a select category and get 3.5% dining rewards for the first $50,000 combined purchase. You'll also earn 1.75% cash back on all other purchases.