If you're looking for a credit card that won't break the bank, consider a Petal. Petal's mobile app offers 1% cashback on all purchases. And there's no annual charge so you can save some money. You can apply for a Petal card even if you don't have a credit history. The Petal card does not require credit checks.
Petal 2 offers you 1% cash back
The "Cash Back, No Fees" Visa Credit Card from Petal may sound like a dream, but it isn't. Petal 2 Card will perform a hard pull and soft pull during approval. This credit card is not available to those without a high credit score. The card can be applied for as long you are legal U.S. residents. You can then use the card anywhere Visa credit cards will be accepted.
Petal 2 is a fantastic card for anyone looking to improve their credit score and receive rewards. The card does not have an annual fee and offers rewards for regular payments. The Petal 2 does not require a security deposit, unlike many credit-building cards. The Petal 2 is not available to people with bad credit, bankruptcy or who have been insolvent within the last 48 months. The good news about the Petal 2 card is that there are no fees and you can earn cash rewards and statement credit with no credit check.
Petal 1 requires no credit history
Petal 1 cards may appeal to those who have neither credit history nor existing credit. This new credit card was designed for consumers with good credit ratings, who are relatively new to the credit system, or people working to improve their credit. Petal is free of charge and a great option for students seeking a credit card. The credit card is not flexible, but it comes with a low monthly fee and other features that may appeal to you.
This card has a high APR and no cashback. It does not have a late fee. In addition, there are no fees for using the card overseas. It offers a maximum credit limit of $5,000 There are no foreign transaction fees, and there is no monthly or annual fee. Petal is a good choice if your credit history is not great. But it may not be the best choice for you. Petal 1 Visa cards may be right if your credit is not perfect. Be responsible when using it.
Petal2 does not have an annual charge
Petal 2 Card earns you cashback rewards for every purchase. Earn 1.25% cashback when you pay on time with the Petal 2 card You can also get 10% back from select merchants. There is no annual fee and you won't need to worry too much about the minimum monthly payment. You can also search for merchants that offer higher reward rates using the Petal 2 app.
Petal is the card for people with poor credit and no credit history. To determine if you have a good credit score, this card uses a proprietary scoring method called Cash Score. It also takes into account your banking history. Low credit scores are often due to poor credit. Petal ensures that you are not a high-risk borrower or credit user.
Petal offers 24-hour customer service
Petal is the best when it comes payment. Their 24 hour customer service is what really makes Petal stand apart. You can reach customer service via the app anytime if you have any questions about your account. You can also access the app to view the list and details of all participating merchants. Petal may have different payment cutoff times depending on where your are located. You can also turn off notifications, which may affect your experience. Customers may also call in for help if they're unsure whether they can pay with their accounts.
Petal offers 24-hour customer support. Its main product is a card. Their qualification process is based primarily on the users' digital records. It takes into account their monthly incomes and expenses. Petal has different products for different customers, and these metrics are critical in determining whether a person is eligible for a credit-card. These products also come at lower rates of interest which appeals to responsible individuals.