The surge mastercard was designed for those with fair to poor credit. This card is reported to all three major credit agencies, so it can be used to repair and build credit.
It can be hard to get a new card if you have bad credit. Most people with bad or low scores on their credit report are restricted to secured cards which require large deposits.
But there are other cards without any upfront deposit that will help you build credit. Surge Mastercard, a credit card from Celtic Bank, is an example of this type.
This card allows you to double your credit limit if you maintain your account for at least six months and practice responsible credit practices. You can also get a free monthly credit report from all three credit bureaus.
These features can help you improve your credit and build up a good credit history, which is vital for getting approved for mortgages, car loans and other types of credit. This can lower your rate of interest and help you avoid future debt.
You can also check if you qualify for this credit card before applying. You will get an idea how much money you can borrow, and how fast you can raise your credit limit.
Surge Mastercard is amongst the few unsecured cards which are easy to qualify and have high approval chances. Online application is simple and quick.
This card has a credit limit that is higher than many other unsecured cards, and it does not require a security deposit. These benefits can be very useful for people who have fair to poor credit or are unable to qualify for other cards.
The annual fee is lower and there are no monthly fees. This means you can improve your credit score more quickly and get a better deal on your purchases.
A second benefit is that this card helps you to increase your credit limit. You will have more credit available, and you can make purchases with greater ease. The credit limit range on this card is $300 to $1,000, depending on your credit history and current credit usage.
Moreover, the card will send a report of all your on-time payment to three major credit bureaus. These reports may help you to increase your credit limit or get more credit in future.
Surge Mastercard may be worth looking into if you are interested in a credit card which will help you build credit history and improve your score.
Surge Platinum Mastercard, an unsecured card, can help build your credit. The card is not a reward card, but it does have an attractive APR and a low annual fee.
The Surge Mastercard is a credit-building card that is best used as part of an overall credit-building strategy, not as your only option for credit cards. The card can be used to build credit and earn rewards while avoiding fees. But you should know the costs before signing up.