A variety of credit cards offer a percentage cash back on groceries. Among them are the Discover it Cash Back, American Express Blue Cash Everyday, and the Capital One Walmart Rewards card. Make sure to understand how to get maximum cashback from your card in order to maximize your grocery store purchase.
Capital One Walmart Rewards card
The Capital One Walmart Rebates card is a cashback credit line that's designed for frequent shoppers of the retailer. This card offers high rewards for Walmart purchases, despite not offering a sign-up bonus. Its premier earning potential is good for the first 12 months, and the rewards can be used for a variety of purchases.
The card comes with an interest-free introductory period and no foreign transaction fees, making it an attractive option for people with average or better credit. This card is not available to everyone who shops at Walmart. This card may not be right for you if you shop only at Walmart.
Capital One credit card holders cannot keep cash back, but they can redeem their points for travel or gift cards. These points do not expire and can be redeemed online, with a mobile app, or by calling the credit card company.
You can get cash back with Discover it
The Discover it Cash Back card is a great way to earn extra cash back at the grocery store. You can get 1% cashback at participating grocery shops. The card also offers bonus cash back on purchases at health clubs. The card also gives you the ability to use it for in-person and virtual fitness classes. The offer does not apply for purchases at standalone health club stores.
Discover It Cash Back is not without its benefits. However, it requires some effort to reap the rewards. While rewards rates are high and the program is easy to use, you must be diligent and register your card for quarterly reporting. You will likely fall short of your spending limit of $1,500 in certain quarters.
American Express Blue cash Everyday
The Blue Cash Everyday credit card from American Express is a great way to get a little extra cash back at the supermarket. This card earns you Rewards Dollars that can be used in increments up to 25 to pay down your monthly balance. You can even use them to buy groceries and other necessities like household items. You'll also receive a $15 statement credit each month.
There is no annual charge and you can earn as high as 3% cashback at grocery stores and gas stations throughout the U.S. You'll be able to earn almost four Rewards Dollars per month by simply filling up your tank.
This card will be a great choice if you are a frequent spender on groceries, gasoline, and clothing. This card offers a number of benefits including free secondary car insurance and two-year extended warranty on eligible purchases. The Blue Cash Everyday card is a great option for people who are constantly on the go.