Consider a reward card if your goal is to get a new card. Rewards credit cards can offer additional benefits and earning potential. These cards are particularly valuable if your purchases are large. For approval, it is essential to have a good credit score.
Capital One Savor Rewards card
Capital One Savor rewards credit card offers high reward rates on entertainment and dining. After spending $3,000 within three months, the card will give you a $300 cash bonus. Additionally, there are no foreign transaction fees. The card also offers a range of benefits such as free emergency assistance 24 hours a day and travel insurance for accidents.
Capital One Savor rewards credit card is a great choice if you have excellent credit. It gives you unlimited 4% cashback for dining and entertainment. The card offers 3% cash back on groceries, streaming services, and other purchases. You will also enjoy no foreign transaction fees, strong shopping protections, and an easy redemption process.
Citi Premier Card
Citi Premier Card, a multi-purpose rewards card, allows you to redeem points towards merchandise, gift cards and travel. The card's rewards rate is exceptional, with three points per dollar spent in most categories. It also has a $100 hotel benefit each year and zero foreign transaction fees.
Although the card has a few perks, they are very limited. The card does not offer priority boarding or lounge access. You can still enjoy other travel benefits like access to Mastercard Luxury Hotels and Resorts. Cardholders get $5 off for every three Lyft trips they take. The card provides three months of free DashPass membership. It saves members money when they use cabs. ShopRunner membership is available for $79 and includes free shipping within two days to hundreds of retailers.
Chase Sapphire Reserve
Chase Sapphire Reserve is a high-end credit card with many perks. It allows you to transfer points to participating airlines. This includes airlines such as Emirates Skywards and Air Canada Aeroplan. Redeem your points to purchase gift cards or merchandise. This card also has a unique feature that lets you transfer points to other loyalty programs. Chase Sapphire Reserve allows you to transfer points at a 1:1 ratio to other loyalty programs. Transfer your points to certain partner airlines for as little 1.5 cents each.
The Sapphire Preferred credit card has a lower earning structure, which is another notable characteristic of this credit cards. With a better earning structure than the Sapphire Preferred, Chase Sapphire Reserve gives you more points for every dollar spent. Additional benefits include the ability to transfer your points and earning elite credit.
American Express cashback card
The American Express cash back card is a great way to earn rewards for everyday purchases. Blue Cash Everyday(r), although it has a $95 per year fee, you will be able to earn cash back rewards on more than one-percent of your purchases. Regularly using your credit card, you could earn as much as $250 per month in cashback. Cardholders with 700+ credit rating who use their card for groceries and gas purchases are best.
Cash back credit card are very popular as they offer tangible benefits. Cash back credit cards offer tangible benefits. You'll get cash back if you use the card at restaurants. This could make them more attractive than other rewards cards such as gas credit or travel rewards. You should know that not all cashback cards are created equal. Some offer cash back on all purchases, while others offer higher rates on some categories. You can take advantage of a higher rate of cash back by rotating your highest-earning categories each quarter.