For people with excellent credit, there are many credit cards that can be used. Some of them have annual fees, which can make them more expensive, while others are free. People with good credit are likely to get the best interest rates. Look out for rewards cards. These rewards may be worth the annual fee alone, or they can be added to the card with additional benefits.
Wells Fargo Active Cash
The Wells Fargo Active Cash creditcard may be the right card for you if your goal is to have a credit that rewards you generously. The card has a $0 annual cost and an unlimited flat rewards rate for all purchases. It also offers many unique features. Your cash rewards can be used for merchandise, gift cards, and statement credit redemptions. Additionally, cash rewards can be redeemed through Wells Fargo ATMs. It also allows you to deposit directly into your bank account. You don't need a large initial investment and there's no annual fee.
The Wells Fargo Active Cash credit card is a Visa Signature product. It has almost universal merchant acceptance. However, it does come with a 3% foreign transaction fee. This card is still an excellent option for domestic trips, and it comes with a 3% foreign transaction fee. You can request Wells Fargo to increase the credit limit for you if necessary. Additionally, you can take advantage of the bonus cash.
Capital One SavorOne cash rewards for good credit
Capital One SavorOne Rewards credit cards offer a range of benefits to people with good credit. It offers unlimited cash back for dining out or other purchases. This card can be applied for as long you have a credit score above seven hundred.
One of the main benefits of the Capital One SavorOne Cash Rewards credit card is its cash back rate of 4%. The card comes with a $95 annual fee and a $200 bonus for early spending. Capital One Travel offers a 5% cashback on all hotel purchases. It also offers 8% cashback on Vivid Seats purchases. You also get 1% cash back for all other purchases
Capital One SavorOne Rewards credit card has other benefits such as no annual fee, good cash back rates, and great dining, entertainment, or grocery shopping rewards. The card is free of annual fees and offers amazing rewards for dining, entertainment and streaming services.
Chase Freedom Unlimited
Chase Freedom Unlimited is an excellent choice for those with good credit who are looking for a cash-back credit card. It has no annual fee and offers 0% introductory APR for 15 months. Purchase protection is available, which protects new purchases for 120-days from the date of purchase. This protection is worth up to $500 per claim and $50,000 per account.
Chase Freedom Unlimited credit card offers flexible redemption options and cash back. You can redeem your points for cash back, gift cards or cash back. There is no minimum redemption requirement for cash back. However, keep in mind that your point value may vary depending on how you choose to redeem them.
The Chase Freedom Unlimited is a great choice if you have excellent credit and are looking to get cash back on your credit cards. The rewards program can reward you with Lyft rides, dining at restaurants, or drugstore purchases. Additionally, the Chase Freedom Unlimited offers no annual fee and is linked to Chase's Ultimate Rewards program.